PFN Lending Group · Ohio · 2025

PFN Lending Group in Ohio: approval rate, denial rate and rates (2025)

PFN Lending Group took 6 mortgage applications in Ohio in 2025, ranking #680 of 1,092 lenders active in the state. It originated 0.0% of them and denied 33.3% (100.0% of the applications it decided), against a statewide denial rate of 17.7%.

6Applicationsin OH
100.0%Decision denial ratestate 21.9%
Median ratestate 6.88%
$255,000Median loanstate $155,000
$0Volume4 counties

PFN Lending Group in Ohio vs the state

33.3%Denial rate+15.64 pts vs state
100.0%Decision denial rate+78.11 pts vs state
0.0%Origination rate-59.90 pts vs state
Median rate
Rate spread (pts)
$336kMedian applicant income
0Loans originated
2Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023940.0%6.31%#612
20247242.9%8.00%#650
20256033.3%#680

What PFN Lending Group lends in Ohio

By loan purpose

Home purchase 4 67% · 25.0% denied
Cash-out refinance 1 17% · 0.0% denied
Other / HELOC 1 17% · 100.0% denied

By loan type

Conventional 6 100% · 33.3% denied

Why it denied Ohio applicants

Credit history 1 50%
Unverifiable information 1 50%

Where in Ohio

Counties with the most PFN Lending Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Franklin County 301 33.3%
Ottawa County 100 0.0%
Cuyahoga County 100 0.0%
Scioto County 101 100.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 6 applications in 2025, of which 0 were originated and 2 denied.

33.3% of all applications, or 100.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are PFN Lending Group's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology