PFN Lending Group in New York vs the state
29.3%Denial rate+9.52 pts vs state
44.4%Decision denial rate+20.40 pts vs state
36.6%Origination rate-23.00 pts vs state
7.50%Median rate+0.88 pts vs state
1.06Rate spread (pts)+0.85 pts vs state
$27kMedian applicant income
15Loans originated
12Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 5 | 6.1% | 8.25% | #354 |
| 2024 | 58 | 21 | 29.3% | 7.50% | #310 |
| 2025 | 41 | 15 | 29.3% | 7.50% | #351 |
What PFN Lending Group lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most PFN Lending Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 13 | 6 | 3 | 23.1% |
| Kings County | 7 | 2 | 3 | 42.9% |
| Westchester County | 6 | 1 | 2 | 33.3% |
| Nassau County | 4 | 2 | 0 | 0.0% |
| Suffolk County | 3 | 2 | 1 | 33.3% |
| New York County | 1 | 0 | 0 | 0.0% |
| Orange County | 1 | 0 | 1 | 100.0% |
| Richmond County | 1 | 0 | 0 | 0.0% |
| Schenectady County | 1 | 1 | 0 | 0.0% |
| Columbia County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 41 applications in 2025, of which 15 were originated and 12 denied.
29.3% of all applications, or 44.4% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans PFN Lending Group originated in New York in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are PFN Lending Group's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology