Peoples Bank in Illinois vs the state
19.1%Denial rate+1.93 pts vs state
22.6%Decision denial rate+0.90 pts vs state
64.6%Origination rate+5.89 pts vs state
6.99%Median rate+0.24 pts vs state
0.34Rate spread (pts)-0.04 pts vs state
$114kMedian applicant income
95Loans originated
28Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 188 | 115 | 13.8% | 6.75% | #232 |
| 2024 | 114 | 69 | 24.6% | 7.19% | #317 |
| 2025 | 147 | 95 | 19.1% | 6.99% | #296 |
What Peoples Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Peoples Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 108 | 72 | 21 | 19.4% |
| Will County | 23 | 13 | 5 | 21.7% |
| DuPage County | 6 | 4 | 0 | 0.0% |
| Lake County | 5 | 2 | 1 | 20.0% |
| Grundy County | 4 | 3 | 1 | 25.0% |
| Kane County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 147 applications in 2025, of which 95 were originated and 28 denied.
19.1% of all applications, or 22.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Peoples Bank originated in Illinois in 2025 was 6.99%, against a statewide median of 6.75%.
About this data. Figures are Peoples Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology