Pentagon Federal Credit Union in South Carolina vs the state
33.8%Denial rate+15.47 pts vs state
44.0%Decision denial rate+20.56 pts vs state
41.8%Origination rate-14.82 pts vs state
7.50%Median rate+1.00 pts vs state
0.35Rate spread (pts)+0.13 pts vs state
$123kMedian applicant income
219Loans originated
177Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 721 | 294 | 33.6% | 6.88% | #63 |
| 2024 | 554 | 224 | 39.2% | 8.50% | #82 |
| 2025 | 524 | 219 | 33.8% | 7.50% | #94 |
What Pentagon Federal Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Pentagon Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 58 | 27 | 18 | 31.0% |
| Richland County | 50 | 23 | 16 | 32.0% |
| Beaufort County | 46 | 15 | 18 | 39.1% |
| York County | 45 | 23 | 13 | 28.9% |
| Charleston County | 44 | 23 | 12 | 27.3% |
| Greenville County | 39 | 19 | 12 | 30.8% |
| Lexington County | 35 | 14 | 9 | 25.7% |
| Aiken County | 25 | 13 | 7 | 28.0% |
| Berkeley County | 24 | 7 | 11 | 45.8% |
| Spartanburg County | 21 | 7 | 9 | 42.9% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 524 applications in 2025, of which 219 were originated and 177 denied.
33.8% of all applications, or 44.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Pentagon Federal Credit Union originated in South Carolina in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are Pentagon Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology