Paramount Residential Mortgage Group · South Carolina · 2025

Paramount Residential Mortgage Group in South Carolina: approval rate, denial rate and rates (2025)

Paramount Residential Mortgage Group took 327 mortgage applications in South Carolina in 2025, ranking #132 of 1,143 lenders active in the state. It originated 70.3% of them and denied 3.1% (4.2% of the applications it decided), against a statewide denial rate of 18.3%.

327Applicationsin SC
4.2%Decision denial ratestate 23.5%
6.50%Median ratestate 6.50%
$255,000Median loanstate $225,000
$72MVolume32 counties

Paramount Residential Mortgage Group in South Carolina vs the state

3.1%Denial rate-15.25 pts vs state
4.2%Decision denial rate-19.30 pts vs state
70.3%Origination rate+13.73 pts vs state
6.50%Median rate0.00 pts vs state
0.39Rate spread (pts)+0.17 pts vs state
$90kMedian applicant income
230Loans originated
10Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232621655.3%6.75%#133
20242041452.0%6.63%#170
20253272303.1%6.50%#132

What Paramount Residential Mortgage Group lends in South Carolina

By loan purpose

Home purchase 280 86% · 3.6% denied
Refinance 26 8% · 0.0% denied
Cash-out refinance 19 6% · 0.0% denied
Home improvement 2 1% · 0.0% denied

By loan type

Conventional 153 47% · 2.6% denied
FHA 116 35% · 5.2% denied
VA 34 10% · 0.0% denied
USDA / RHS 24 7% · 0.0% denied

Why it denied South Carolina applicants

Collateral 4 40%
Debt-to-income ratio 3 30%
Other 1 10%
Employment history 1 10%
Credit history 1 10%

Where in South Carolina

Counties with the most Paramount Residential Mortgage Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Greenville County 75554 5.3%
Horry County 44244 9.1%
Spartanburg County 36261 2.8%
Charleston County 21130 0.0%
Anderson County 18100 0.0%
Lexington County 1590 0.0%
Richland County 1280 0.0%
York County 1190 0.0%
Florence County 1090 0.0%
Berkeley County 1070 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 327 applications in 2025, of which 230 were originated and 10 denied.

3.1% of all applications, or 4.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Paramount Residential Mortgage Group originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology