Panorama Mortgage Group in Maryland vs the state
18.8%Denial rate-0.05 pts vs state
42.9%Decision denial rate+18.73 pts vs state
25.0%Origination rate-30.71 pts vs state
7.69%Median rate+1.06 pts vs state
0.98Rate spread (pts)+0.73 pts vs state
$140kMedian applicant income
4Loans originated
3Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 11 | 0.0% | 6.94% | #436 |
| 2024 | 6 | 4 | 0.0% | 7.12% | #542 |
| 2025 | 16 | 4 | 18.8% | 7.69% | #424 |
What Panorama Mortgage Group lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Panorama Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore County | 8 | 2 | 1 | 12.5% |
| Anne Arundel County | 3 | 1 | 1 | 33.3% |
| Baltimore city | 2 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
| Frederick County | 1 | 0 | 1 | 100.0% |
| Prince George's County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 16 applications in 2025, of which 4 were originated and 3 denied.
18.8% of all applications, or 42.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Panorama Mortgage Group originated in Maryland in 2025 was 7.69%, against a statewide median of 6.63%.
About this data. Figures are Panorama Mortgage Group's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology