Panorama Mortgage Group in Florida vs the state
2.4%Denial rate-18.63 pts vs state
3.6%Decision denial rate-23.64 pts vs state
65.1%Origination rate+12.36 pts vs state
6.75%Median rate+0.13 pts vs state
0.54Rate spread (pts)+0.28 pts vs state
$85kMedian applicant income
134Loans originated
5Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 199 | 120 | 6.5% | 7.13% | #383 |
| 2024 | 192 | 122 | 5.7% | 7.00% | #384 |
| 2025 | 206 | 134 | 2.4% | 6.75% | #362 |
What Panorama Mortgage Group lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Panorama Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Manatee County | 59 | 49 | 0 | 0.0% |
| Sarasota County | 49 | 40 | 0 | 0.0% |
| Miami-Dade County | 18 | 7 | 2 | 11.1% |
| Broward County | 18 | 7 | 1 | 5.6% |
| Lee County | 12 | 4 | 1 | 8.3% |
| Marion County | 12 | 12 | 0 | 0.0% |
| Duval County | 11 | 3 | 0 | 0.0% |
| Orange County | 7 | 2 | 1 | 14.3% |
| Polk County | 4 | 2 | 0 | 0.0% |
| Hillsborough County | 3 | 3 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 206 applications in 2025, of which 134 were originated and 5 denied.
2.4% of all applications, or 3.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Panorama Mortgage Group originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Panorama Mortgage Group's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology