Ony Glo in Florida vs the state
51.0%Denial rate+29.94 pts vs state
53.7%Decision denial rate+26.44 pts vs state
44.0%Origination rate-8.69 pts vs state
7.13%Median rate+0.50 pts vs state
0.66Rate spread (pts)+0.39 pts vs state
$136kMedian applicant income
44Loans originated
51Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 71 | 20 | 66.2% | 6.75% | #554 |
| 2024 | 55 | 21 | 50.9% | 7.50% | #582 |
| 2025 | 100 | 44 | 51.0% | 7.13% | #485 |
What Ony Glo lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Ony Glo applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 16 | 6 | 10 | 62.5% |
| Hillsborough County | 12 | 3 | 7 | 58.3% |
| Polk County | 11 | 7 | 4 | 36.4% |
| Broward County | 7 | 3 | 4 | 57.1% |
| Lee County | 7 | 2 | 4 | 57.1% |
| Orange County | 6 | 3 | 3 | 50.0% |
| Palm Beach County | 5 | 2 | 2 | 40.0% |
| St. Johns County | 3 | 0 | 3 | 100.0% |
| Gulf County | 3 | 3 | 0 | 0.0% |
| Leon County | 3 | 2 | 1 | 33.3% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 100 applications in 2025, of which 44 were originated and 51 denied.
51.0% of all applications, or 53.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Ony Glo originated in Florida in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Ony Glo's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology