Old Second National Bank in Indiana vs the state
7.7%Denial rate-8.88 pts vs state
14.3%Decision denial rate-5.85 pts vs state
46.2%Origination rate-16.10 pts vs state
6.63%Median rate-0.13 pts vs state
0.34Rate spread (pts)-0.02 pts vs state
$75kMedian applicant income
6Loans originated
1Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 4 | 0.0% | 8.13% | #542 |
| 2025 | 13 | 6 | 7.7% | 6.63% | #516 |
What Old Second National Bank lends in Indiana
By loan purpose
By loan type
Where in Indiana
Counties with the most Old Second National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Elkhart County | 4 | 0 | 0 | 0.0% |
| Marion County | 2 | 2 | 0 | 0.0% |
| Lake County | 2 | 2 | 0 | 0.0% |
| St. Joseph County | 2 | 1 | 1 | 50.0% |
| Starke County | 1 | 1 | 0 | 0.0% |
| Newton County | 1 | 0 | 0 | 0.0% |
| LaPorte County | 1 | 0 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 13 applications in 2025, of which 6 were originated and 1 denied.
7.7% of all applications, or 14.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Old Second National Bank originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Old Second National Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology