Old Plank Trail Community Bank in California vs the state
7.5%Denial rate-9.92 pts vs state
8.1%Decision denial rate-14.29 pts vs state
85.0%Origination rate+28.80 pts vs state
—Median rate
—Rate spread (pts)
$357kMedian applicant income
34Loans originated
3Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 21 | 17 | 0.0% | — | #629 |
| 2025 | 40 | 34 | 7.5% | — | #555 |
What Old Plank Trail Community Bank lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Old Plank Trail Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 15 | 13 | 0 | 0.0% |
| Orange County | 6 | 5 | 1 | 16.7% |
| San Diego County | 4 | 3 | 1 | 25.0% |
| Santa Clara County | 3 | 2 | 0 | 0.0% |
| Calaveras County | 2 | 2 | 0 | 0.0% |
| Alameda County | 2 | 2 | 0 | 0.0% |
| Sacramento County | 2 | 2 | 0 | 0.0% |
| Fresno County | 1 | 1 | 0 | 0.0% |
| Solano County | 1 | 0 | 1 | 100.0% |
| San Joaquin County | 1 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 40 applications in 2025, of which 34 were originated and 3 denied.
7.5% of all applications, or 8.1% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Old Plank Trail Community Bank's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology