Old National Bank in Florida vs the state
9.1%Denial rate-11.97 pts vs state
11.6%Decision denial rate-15.65 pts vs state
67.1%Origination rate+14.36 pts vs state
6.63%Median rate0.00 pts vs state
0.01Rate spread (pts)-0.25 pts vs state
$232kMedian applicant income
59Loans originated
8Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 167 | 104 | 10.2% | 5.75% | #412 |
| 2024 | 89 | 64 | 13.5% | 6.81% | #503 |
| 2025 | 88 | 59 | 9.1% | 6.63% | #507 |
What Old National Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sarasota County | 9 | 5 | 0 | 0.0% |
| Charlotte County | 9 | 4 | 2 | 22.2% |
| Lee County | 8 | 7 | 0 | 0.0% |
| Collier County | 7 | 3 | 2 | 28.6% |
| Broward County | 5 | 4 | 0 | 0.0% |
| Pinellas County | 4 | 3 | 1 | 25.0% |
| St. Johns County | 4 | 3 | 0 | 0.0% |
| Orange County | 3 | 2 | 1 | 33.3% |
| St. Lucie County | 3 | 1 | 0 | 0.0% |
| Osceola County | 3 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 88 applications in 2025, of which 59 were originated and 8 denied.
9.1% of all applications, or 11.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Old National Bank originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology