Nova Financial & Investment in Tennessee vs the state
11.1%Denial rate-6.03 pts vs state
14.3%Decision denial rate-7.39 pts vs state
66.7%Origination rate+8.59 pts vs state
6.69%Median rate+0.06 pts vs state
0.06Rate spread (pts)-0.17 pts vs state
$8kMedian applicant income
6Loans originated
1Denied
What Nova Financial & Investment lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Nova Financial & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Williamson County | 2 | 1 | 0 | 0.0% |
| Montgomery County | 2 | 1 | 0 | 0.0% |
| Loudon County | 1 | 1 | 0 | 0.0% |
| Morgan County | 1 | 1 | 0 | 0.0% |
| Knox County | 1 | 0 | 1 | 100.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 9 applications in 2025, of which 6 were originated and 1 denied.
11.1% of all applications, or 14.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Nova Financial & Investment originated in Tennessee in 2025 was 6.69%, against a statewide median of 6.62%.
About this data. Figures are Nova Financial & Investment's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology