Norwich Commercial Group in New York vs the state
9.2%Denial rate-10.56 pts vs state
10.4%Decision denial rate-13.64 pts vs state
77.4%Origination rate+17.85 pts vs state
6.88%Median rate+0.25 pts vs state
0.31Rate spread (pts)+0.10 pts vs state
$154kMedian applicant income
927Loans originated
110Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 424 | 333 | 7.8% | 6.88% | #129 |
| 2024 | 1,283 | 970 | 9.5% | 7.00% | #55 |
| 2025 | 1,197 | 927 | 9.2% | 6.88% | #76 |
What Norwich Commercial Group lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Norwich Commercial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orange County | 387 | 330 | 20 | 5.2% |
| Rockland County | 286 | 237 | 19 | 6.6% |
| Kings County | 137 | 96 | 20 | 14.6% |
| Sullivan County | 63 | 51 | 8 | 12.7% |
| Suffolk County | 59 | 43 | 6 | 10.2% |
| Nassau County | 49 | 34 | 4 | 8.2% |
| Queens County | 47 | 29 | 11 | 23.4% |
| Richmond County | 34 | 25 | 4 | 11.8% |
| Bronx County | 27 | 16 | 8 | 29.6% |
| Westchester County | 19 | 13 | 2 | 10.5% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 1,197 applications in 2025, of which 927 were originated and 110 denied.
9.2% of all applications, or 10.4% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Norwich Commercial Group originated in New York in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Norwich Commercial Group's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology