Norwich Commercial Group in Maryland vs the state
7.0%Denial rate-11.82 pts vs state
14.3%Decision denial rate-9.84 pts vs state
41.9%Origination rate-13.85 pts vs state
6.75%Median rate+0.13 pts vs state
0.64Rate spread (pts)+0.39 pts vs state
$96kMedian applicant income
18Loans originated
3Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 154 | 105 | 6.5% | 6.75% | #162 |
| 2024 | 87 | 52 | 8.1% | 6.63% | #231 |
| 2025 | 43 | 18 | 7.0% | 6.75% | #331 |
What Norwich Commercial Group lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Norwich Commercial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 12 | 5 | 1 | 8.3% |
| Prince George's County | 12 | 3 | 1 | 8.3% |
| Baltimore County | 8 | 3 | 1 | 12.5% |
| Charles County | 2 | 1 | 0 | 0.0% |
| Howard County | 2 | 2 | 0 | 0.0% |
| Anne Arundel County | 2 | 1 | 0 | 0.0% |
| Frederick County | 2 | 1 | 0 | 0.0% |
| St. Mary's County | 1 | 1 | 0 | 0.0% |
| Harford County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 43 applications in 2025, of which 18 were originated and 3 denied.
7.0% of all applications, or 14.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Norwich Commercial Group originated in Maryland in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Norwich Commercial Group's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology