Northwest Community Bank · Connecticut · 2025

Northwest Community Bank in Connecticut: approval rate, denial rate and rates (2025)

Northwest Community Bank took 223 mortgage applications in Connecticut in 2025, ranking #96 of 687 lenders active in the state. It originated 86.6% of them and denied 3.1% (3.5% of the applications it decided), against a statewide denial rate of 17.4%.

223Applicationsin CT
3.5%Decision denial ratestate 21.6%
6.38%Median ratestate 6.63%
$295,000Median loanstate $245,000
$98MVolume9 counties

Northwest Community Bank in Connecticut vs the state

3.1%Denial rate-14.26 pts vs state
3.5%Decision denial rate-18.11 pts vs state
86.6%Origination rate+26.17 pts vs state
6.38%Median rate-0.25 pts vs state
-0.04Rate spread (pts)-0.27 pts vs state
$165kMedian applicant income
193Loans originated
7Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232982565.4%5.75%#67
20242482054.4%6.50%#81
20252231933.1%6.38%#96

What Northwest Community Bank lends in Connecticut

By loan purpose

Home purchase 119 53% · 3.4% denied
Refinance 10 4% · 0.0% denied
Cash-out refinance 54 24% · 1.9% denied
Home improvement 26 12% · 3.9% denied
Other / HELOC 14 6% · 7.1% denied

By loan type

Conventional 223 100% · 3.1% denied

Why it denied Connecticut applicants

Debt-to-income ratio 3 43%
Credit history 2 29%
Incomplete application 1 14%
Collateral 1 14%

Where in Connecticut

Counties with the most Northwest Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09160 96843 3.1%
09110 77663 3.9%
09140 21161 4.8%
09130 980 0.0%
09170 990 0.0%
09120 540 0.0%
09180 330 0.0%
09190 220 0.0%
09150 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 223 applications in 2025, of which 193 were originated and 7 denied.

3.1% of all applications, or 3.5% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Northwest Community Bank originated in Connecticut in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are Northwest Community Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology