NORTHROP GRUMMAN Federal Credit Union in Maryland vs the state
9.1%Denial rate-9.71 pts vs state
11.2%Decision denial rate-12.91 pts vs state
62.0%Origination rate+6.27 pts vs state
7.50%Median rate+0.88 pts vs state
0.41Rate spread (pts)+0.17 pts vs state
$170kMedian applicant income
75Loans originated
11Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 160 | 97 | 8.8% | — | #158 |
| 2024 | 141 | 72 | 22.0% | 8.50% | #184 |
| 2025 | 121 | 75 | 9.1% | 7.50% | #213 |
What NORTHROP GRUMMAN Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most NORTHROP GRUMMAN Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anne Arundel County | 38 | 26 | 5 | 13.2% |
| Baltimore County | 22 | 10 | 3 | 13.6% |
| Baltimore city | 18 | 12 | 1 | 5.6% |
| Howard County | 13 | 8 | 0 | 0.0% |
| Harford County | 7 | 5 | 0 | 0.0% |
| Carroll County | 6 | 3 | 0 | 0.0% |
| Frederick County | 5 | 5 | 0 | 0.0% |
| Prince George's County | 4 | 1 | 1 | 25.0% |
| Wicomico County | 3 | 1 | 0 | 0.0% |
| Queen Anne's County | 2 | 2 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 121 applications in 2025, of which 75 were originated and 11 denied.
9.1% of all applications, or 11.2% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans NORTHROP GRUMMAN Federal Credit Union originated in Maryland in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are NORTHROP GRUMMAN Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology