NORTHROP GRUMMAN Federal Credit Union in Florida vs the state
21.8%Denial rate+0.73 pts vs state
26.2%Decision denial rate-1.09 pts vs state
47.4%Origination rate-5.25 pts vs state
7.75%Median rate+1.13 pts vs state
0.54Rate spread (pts)+0.28 pts vs state
$159kMedian applicant income
37Loans originated
17Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 127 | 79 | 11.0% | — | #444 |
| 2024 | 76 | 46 | 10.5% | 8.50% | #526 |
| 2025 | 78 | 37 | 21.8% | 7.75% | #524 |
What NORTHROP GRUMMAN Federal Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most NORTHROP GRUMMAN Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Brevard County | 43 | 20 | 9 | 20.9% |
| Orange County | 7 | 3 | 2 | 28.6% |
| Broward County | 5 | 1 | 2 | 40.0% |
| Flagler County | 3 | 1 | 1 | 33.3% |
| St. Lucie County | 2 | 2 | 0 | 0.0% |
| Sarasota County | 2 | 2 | 0 | 0.0% |
| St. Johns County | 2 | 0 | 2 | 100.0% |
| Palm Beach County | 2 | 1 | 0 | 0.0% |
| Pasco County | 1 | 1 | 0 | 0.0% |
| Collier County | 1 | 0 | 1 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 78 applications in 2025, of which 37 were originated and 17 denied.
21.8% of all applications, or 26.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans NORTHROP GRUMMAN Federal Credit Union originated in Florida in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are NORTHROP GRUMMAN Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology