Northern Mortgage Services in Illinois vs the state
0.0%Denial rate-17.12 pts vs state
0.0%Decision denial rate-21.68 pts vs state
64.7%Origination rate+5.97 pts vs state
6.13%Median rate-0.63 pts vs state
0.53Rate spread (pts)+0.15 pts vs state
$88kMedian applicant income
11Loans originated
0Denied
What Northern Mortgage Services lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Northern Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeKalb County | 4 | 2 | 0 | 0.0% |
| Kane County | 4 | 4 | 0 | 0.0% |
| Cook County | 4 | 1 | 0 | 0.0% |
| Will County | 3 | 3 | 0 | 0.0% |
| Ford County | 1 | 1 | 0 | 0.0% |
| McLean County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 17 applications in 2025, of which 11 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Northern Mortgage Services originated in Illinois in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Northern Mortgage Services's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology