North Easton Savings Bank · Massachusetts · 2025

North Easton Savings Bank in Massachusetts: approval rate, denial rate and rates (2025)

North Easton Savings Bank took 223 mortgage applications in Massachusetts in 2025, ranking #147 of 799 lenders active in the state. It originated 62.3% of them and denied 19.3% (22.4% of the applications it decided), against a statewide denial rate of 16.2%.

223Applicationsin MA
22.4%Decision denial ratestate 20.0%
Median ratestate 6.63%
$255,000Median loanstate $325,000
$57MVolume7 counties

North Easton Savings Bank in Massachusetts vs the state

19.3%Denial rate+3.07 pts vs state
22.4%Decision denial rate+2.45 pts vs state
62.3%Origination rate-0.27 pts vs state
Median rate
Rate spread (pts)
$134kMedian applicant income
139Loans originated
43Denied

Trend in Massachusetts

YearApplicationsOriginatedDenial rateMedian rateRank in state
202329219416.4%6.63%#117
202427417015.0%#119
202522313919.3%#147

What North Easton Savings Bank lends in Massachusetts

By loan purpose

Home purchase 80 36% · 6.3% denied
Refinance 18 8% · 11.1% denied
Cash-out refinance 51 23% · 27.5% denied
Home improvement 51 23% · 19.6% denied
Other / HELOC 23 10% · 52.2% denied

By loan type

Conventional 223 100% · 19.3% denied

Where in Massachusetts

Counties with the most North Easton Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Plymouth County 1258021 16.8%
Bristol County 704019 27.1%
Norfolk County 1382 15.4%
Barnstable County 861 12.5%
Suffolk County 420 0.0%
Worcester County 220 0.0%
Middlesex County 110 0.0%

Other large lenders in Massachusetts

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 17,47629.0%7.40%
Rocket MortgageC 8,69815.9%6.75%
Bank of AmericaF 7,78430.1%5.99%
Guaranteed RateB 7,3134.5%6.50%
Eastern BankB 6,21631.8%6.99%
Rockland TrustC 5,99028.6%6.99%
Leader BankA 5,9131.8%6.25%
United Shore Financial ServicesB 5,89812.8%6.50%
Crosscountry MortgageB 5,6343.8%6.63%
TD BankD 3,77826.9%7.44%

Frequently asked questions

Massachusetts: 223 applications in 2025, of which 139 were originated and 43 denied.

19.3% of all applications, or 22.4% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are North Easton Savings Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology