North American Savings Bank · Connecticut · 2025

North American Savings Bank in Connecticut: approval rate, denial rate and rates (2025)

North American Savings Bank took 6 mortgage applications in Connecticut in 2025, ranking #430 of 687 lenders active in the state. It originated 66.7% of them and denied 16.7% (16.7% of the applications it decided), against a statewide denial rate of 17.4%.

6Applicationsin CT
16.7%Decision denial ratestate 21.6%
7.88%Median ratestate 6.63%
$365,000Median loanstate $245,000
$1.6MVolume3 counties

North American Savings Bank in Connecticut vs the state

16.7%Denial rate-0.73 pts vs state
16.7%Decision denial rate-4.92 pts vs state
66.7%Origination rate+6.29 pts vs state
7.88%Median rate+1.25 pts vs state
1.50Rate spread (pts)+1.27 pts vs state
$92kMedian applicant income
4Loans originated
1Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023181122.2%7.63%#293
2024960.0%6.75%#373
20256416.7%7.88%#430

What North American Savings Bank lends in Connecticut

By loan purpose

Home purchase 2 33% · 0.0% denied
Refinance 1 17% · 0.0% denied
Cash-out refinance 2 33% · 0.0% denied
Other / HELOC 1 17% · 100.0% denied

By loan type

Conventional 6 100% · 16.7% denied

Why it denied Connecticut applicants

Employment history 1 100%

Where in Connecticut

Counties with the most North American Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09180 321 33.3%
09140 210 0.0%
09110 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 6 applications in 2025, of which 4 were originated and 1 denied.

16.7% of all applications, or 16.7% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans North American Savings Bank originated in Connecticut in 2025 was 7.88%, against a statewide median of 6.63%.

About this data. Figures are North American Savings Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology