NFM in Connecticut vs the state
4.2%Denial rate-13.25 pts vs state
4.9%Decision denial rate-16.67 pts vs state
79.6%Origination rate+19.17 pts vs state
6.63%Median rate0.00 pts vs state
0.31Rate spread (pts)+0.08 pts vs state
$96kMedian applicant income
249Loans originated
13Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 41 | 3.5% | 7.38% | #185 |
| 2024 | 140 | 105 | 2.9% | 6.75% | #121 |
| 2025 | 313 | 249 | 4.2% | 6.63% | #74 |
What NFM lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most NFM applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09170 | 78 | 60 | 5 | 6.4% |
| 09140 | 68 | 57 | 2 | 2.9% |
| 09180 | 46 | 35 | 3 | 6.5% |
| 09110 | 41 | 33 | 2 | 4.9% |
| 09130 | 26 | 21 | 0 | 0.0% |
| 09120 | 25 | 19 | 1 | 4.0% |
| 09190 | 13 | 8 | 0 | 0.0% |
| 09150 | 10 | 10 | 0 | 0.0% |
| 09160 | 6 | 6 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 313 applications in 2025, of which 249 were originated and 13 denied.
4.2% of all applications, or 4.9% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans NFM originated in Connecticut in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are NFM's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology