Nexera Holding in Florida vs the state
11.1%Denial rate-9.99 pts vs state
17.8%Decision denial rate-9.43 pts vs state
50.4%Origination rate-2.28 pts vs state
7.38%Median rate+0.75 pts vs state
1.08Rate spread (pts)+0.81 pts vs state
$229kMedian applicant income
674Loans originated
148Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,048 | 485 | 6.3% | 8.50% | #145 |
| 2024 | 1,295 | 725 | 5.8% | 7.75% | #122 |
| 2025 | 1,337 | 674 | 11.1% | 7.38% | #123 |
What Nexera Holding lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 288 | 146 | 37 | 12.8% |
| Broward County | 186 | 76 | 26 | 14.0% |
| Palm Beach County | 114 | 65 | 7 | 6.1% |
| Orange County | 70 | 34 | 14 | 20.0% |
| Lee County | 62 | 38 | 5 | 8.1% |
| Hillsborough County | 59 | 28 | 5 | 8.5% |
| Duval County | 51 | 27 | 3 | 5.9% |
| Pinellas County | 48 | 28 | 4 | 8.3% |
| Pasco County | 30 | 10 | 4 | 13.3% |
| Brevard County | 30 | 14 | 2 | 6.7% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,337 applications in 2025, of which 674 were originated and 148 denied.
11.1% of all applications, or 17.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Nexera Holding originated in Florida in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology