New Peoples Bank in Tennessee vs the state
3.9%Denial rate-13.29 pts vs state
5.0%Decision denial rate-16.68 pts vs state
73.1%Origination rate+15.00 pts vs state
7.09%Median rate+0.47 pts vs state
0.28Rate spread (pts)+0.05 pts vs state
$110kMedian applicant income
19Loans originated
1Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 41 | 30 | 4.9% | 7.00% | #418 |
| 2024 | 22 | 15 | 9.1% | 7.99% | #511 |
| 2025 | 26 | 19 | 3.9% | 7.09% | #502 |
What New Peoples Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most New Peoples Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sullivan County | 15 | 10 | 0 | 0.0% |
| Washington County | 7 | 6 | 1 | 14.3% |
| Hawkins County | 2 | 2 | 0 | 0.0% |
| Greene County | 1 | 0 | 0 | 0.0% |
| Carter County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 26 applications in 2025, of which 19 were originated and 1 denied.
3.9% of all applications, or 5.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans New Peoples Bank originated in Tennessee in 2025 was 7.09%, against a statewide median of 6.62%.
About this data. Figures are New Peoples Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology