Needham Bank in Florida vs the state
40.0%Denial rate+18.94 pts vs state
66.7%Decision denial rate+39.43 pts vs state
20.0%Origination rate-32.69 pts vs state
7.50%Median rate+0.88 pts vs state
—Rate spread (pts)
$166kMedian applicant income
1Loans originated
2Denied
What Needham Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Needham Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 1 | 0 | 1 | 100.0% |
| Orange County | 1 | 0 | 0 | 0.0% |
| Pinellas County | 1 | 0 | 0 | 0.0% |
| Collier County | 1 | 1 | 0 | 0.0% |
| Hillsborough County | 1 | 0 | 1 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 5 applications in 2025, of which 1 were originated and 2 denied.
40.0% of all applications, or 66.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Needham Bank originated in Florida in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Needham Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology