Navigant Credit Union · Connecticut · 2025

Navigant Credit Union in Connecticut: approval rate, denial rate and rates (2025)

Navigant Credit Union took 90 mortgage applications in Connecticut in 2025, ranking #173 of 687 lenders active in the state. It originated 63.3% of them and denied 14.4% (18.1% of the applications it decided), against a statewide denial rate of 17.4%.

90Applicationsin CT
18.1%Decision denial ratestate 21.6%
6.50%Median ratestate 6.63%
$125,000Median loanstate $245,000
$12MVolume6 counties

Navigant Credit Union in Connecticut vs the state

14.4%Denial rate-2.96 pts vs state
18.1%Decision denial rate-3.53 pts vs state
63.3%Origination rate+2.95 pts vs state
6.50%Median rate-0.13 pts vs state
-0.34Rate spread (pts)-0.58 pts vs state
$100kMedian applicant income
57Loans originated
13Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023745020.3%6.88%#165
2024874625.3%6.88%#171
2025905714.4%6.50%#173

What Navigant Credit Union lends in Connecticut

By loan purpose

Home purchase 25 28% · 0.0% denied
Refinance 15 17% · 20.0% denied
Cash-out refinance 7 8% · 14.3% denied
Home improvement 21 23% · 9.5% denied
Other / HELOC 22 24% · 31.8% denied

By loan type

Conventional 90 100% · 14.4% denied

Why it denied Connecticut applicants

Debt-to-income ratio 7 54%
Credit history 3 23%
Collateral 3 23%

Where in Connecticut

Counties with the most Navigant Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09150 59379 15.3%
09180 19131 5.3%
09130 631 16.7%
09110 321 33.3%
09170 220 0.0%
09160 101 100.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 90 applications in 2025, of which 57 were originated and 13 denied.

14.4% of all applications, or 18.1% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Navigant Credit Union originated in Connecticut in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Navigant Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology