Nationwide Mortgage Bankers · Maryland · 2025

Nationwide Mortgage Bankers in Maryland: approval rate, denial rate and rates (2025)

Nationwide Mortgage Bankers took 189 mortgage applications in Maryland in 2025, ranking #167 of 810 lenders active in the state. It originated 51.9% of them and denied 2.7% (3.7% of the applications it decided), against a statewide denial rate of 18.8%.

189Applicationsin MD
3.7%Decision denial ratestate 24.1%
6.63%Median ratestate 6.63%
$315,000Median loanstate $265,000
$33MVolume19 counties

Nationwide Mortgage Bankers in Maryland vs the state

2.7%Denial rate-16.15 pts vs state
3.7%Decision denial rate-20.45 pts vs state
51.9%Origination rate-3.86 pts vs state
6.63%Median rate0.00 pts vs state
0.51Rate spread (pts)+0.26 pts vs state
$104kMedian applicant income
98Loans originated
5Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232651793.0%6.75%#109
20242291431.3%6.75%#139
2025189982.7%6.63%#167

What Nationwide Mortgage Bankers lends in Maryland

By loan purpose

Home purchase 75 40% · 5.3% denied
Refinance 110 58% · 0.9% denied
Cash-out refinance 3 2% · 0.0% denied
Home improvement 1 1% · 0.0% denied

By loan type

Conventional 101 53% · 3.0% denied
FHA 75 40% · 2.7% denied
VA 13 7% · 0.0% denied

Why it denied Maryland applicants

Debt-to-income ratio 2 40%
Other 1 20%
Credit history 1 20%
Collateral 1 20%

Where in Maryland

Counties with the most Nationwide Mortgage Bankers applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Baltimore County 61301 1.6%
Prince George's County 29142 6.9%
Baltimore city 2250 0.0%
Harford County 19120 0.0%
Charles County 950 0.0%
Anne Arundel County 970 0.0%
Montgomery County 840 0.0%
Cecil County 750 0.0%
Queen Anne's County 530 0.0%
Howard County 550 0.0%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 189 applications in 2025, of which 98 were originated and 5 denied.

2.7% of all applications, or 3.7% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Nationwide Mortgage Bankers originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Nationwide Mortgage Bankers's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology