Nationstar Mortgage in Vermont vs the state
21.2%Denial rate+6.39 pts vs state
25.0%Decision denial rate+6.93 pts vs state
62.6%Origination rate-2.24 pts vs state
6.75%Median rate+0.04 pts vs state
0.65Rate spread (pts)+0.53 pts vs state
$112kMedian applicant income
62Loans originated
21Denied
Trend in Vermont
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 73 | 52 | 9.6% | 6.50% | #45 |
| 2024 | 69 | 43 | 20.3% | 6.63% | #49 |
| 2025 | 99 | 62 | 21.2% | 6.75% | #41 |
What Nationstar Mortgage lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chittenden County | 19 | 13 | 3 | 15.8% |
| Rutland County | 13 | 10 | 1 | 7.7% |
| Franklin County | 11 | 4 | 5 | 45.5% |
| Washington County | 10 | 5 | 2 | 20.0% |
| Orange County | 9 | 5 | 2 | 22.2% |
| Windham County | 7 | 4 | 1 | 14.3% |
| Caledonia County | 7 | 5 | 1 | 14.3% |
| Addison County | 6 | 5 | 1 | 16.7% |
| Windsor County | 6 | 5 | 0 | 0.0% |
| Orleans County | 5 | 2 | 3 | 60.0% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 99 applications in 2025, of which 62 were originated and 21 denied.
21.2% of all applications, or 25.0% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans Nationstar Mortgage originated in Vermont in 2025 was 6.75%, against a statewide median of 6.71%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology