Nationstar Mortgage in New York vs the state
16.4%Denial rate-3.36 pts vs state
20.2%Decision denial rate-3.85 pts vs state
63.1%Origination rate+3.54 pts vs state
6.63%Median rate0.00 pts vs state
0.65Rate spread (pts)+0.44 pts vs state
$111kMedian applicant income
959Loans originated
249Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,500 | 907 | 18.3% | 6.25% | #50 |
| 2024 | 1,388 | 866 | 18.7% | 6.63% | #49 |
| 2025 | 1,519 | 959 | 16.4% | 6.63% | #55 |
What Nationstar Mortgage lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 193 | 118 | 32 | 16.6% |
| Erie County | 165 | 113 | 15 | 9.1% |
| Nassau County | 111 | 74 | 21 | 18.9% |
| Monroe County | 105 | 69 | 15 | 14.3% |
| Queens County | 70 | 43 | 15 | 21.4% |
| Orange County | 67 | 43 | 12 | 17.9% |
| Onondaga County | 63 | 38 | 12 | 19.0% |
| Westchester County | 61 | 37 | 9 | 14.8% |
| Kings County | 55 | 29 | 15 | 27.3% |
| Dutchess County | 48 | 29 | 9 | 18.8% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 1,519 applications in 2025, of which 959 were originated and 249 denied.
16.4% of all applications, or 20.2% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Nationstar Mortgage originated in New York in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology