Nations Lending in South Carolina vs the state
11.5%Denial rate-6.77 pts vs state
12.4%Decision denial rate-11.10 pts vs state
71.2%Origination rate+14.54 pts vs state
6.38%Median rate-0.13 pts vs state
0.38Rate spread (pts)+0.16 pts vs state
$63kMedian applicant income
74Loans originated
12Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 190 | 133 | 5.8% | 6.75% | #169 |
| 2024 | 90 | 63 | 12.2% | 6.25% | #257 |
| 2025 | 104 | 74 | 11.5% | 6.38% | #253 |
What Nations Lending lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Nations Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spartanburg County | 11 | 8 | 2 | 18.2% |
| Lexington County | 9 | 6 | 0 | 0.0% |
| York County | 8 | 5 | 0 | 0.0% |
| Richland County | 7 | 6 | 1 | 14.3% |
| Horry County | 7 | 5 | 2 | 28.6% |
| Greenville County | 6 | 5 | 1 | 16.7% |
| Beaufort County | 6 | 5 | 0 | 0.0% |
| Dorchester County | 5 | 5 | 0 | 0.0% |
| Aiken County | 5 | 2 | 0 | 0.0% |
| Charleston County | 5 | 3 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 104 applications in 2025, of which 74 were originated and 12 denied.
11.5% of all applications, or 12.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Nations Lending originated in South Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Nations Lending's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology