Nations Direct Mortgage in South Carolina vs the state
8.8%Denial rate-9.49 pts vs state
12.0%Decision denial rate-11.47 pts vs state
64.7%Origination rate+8.10 pts vs state
6.75%Median rate+0.25 pts vs state
0.32Rate spread (pts)+0.10 pts vs state
$104kMedian applicant income
88Loans originated
12Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 37 | 6.2% | 7.25% | #287 |
| 2024 | 101 | 63 | 10.9% | 6.99% | #244 |
| 2025 | 136 | 88 | 8.8% | 6.75% | #219 |
What Nations Direct Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Nations Direct Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 34 | 28 | 0 | 0.0% |
| Charleston County | 17 | 10 | 1 | 5.9% |
| Greenville County | 11 | 5 | 4 | 36.4% |
| Georgetown County | 10 | 5 | 1 | 10.0% |
| York County | 7 | 4 | 0 | 0.0% |
| Richland County | 7 | 5 | 0 | 0.0% |
| Berkeley County | 7 | 4 | 1 | 14.3% |
| Pickens County | 6 | 4 | 0 | 0.0% |
| Dorchester County | 5 | 3 | 0 | 0.0% |
| Anderson County | 4 | 2 | 1 | 25.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 136 applications in 2025, of which 88 were originated and 12 denied.
8.8% of all applications, or 12.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Nations Direct Mortgage originated in South Carolina in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Nations Direct Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology