Nation One Mortgage in Maryland vs the state
4.4%Denial rate-14.45 pts vs state
5.0%Decision denial rate-19.13 pts vs state
82.6%Origination rate+26.90 pts vs state
6.49%Median rate-0.13 pts vs state
0.18Rate spread (pts)-0.07 pts vs state
$110kMedian applicant income
19Loans originated
1Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 5 | 11.1% | 6.75% | #490 |
| 2024 | 17 | 14 | 0.0% | 6.38% | #427 |
| 2025 | 23 | 19 | 4.4% | 6.49% | #396 |
What Nation One Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Nation One Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cecil County | 14 | 13 | 0 | 0.0% |
| Anne Arundel County | 3 | 2 | 0 | 0.0% |
| Worcester County | 2 | 1 | 1 | 50.0% |
| Baltimore County | 1 | 1 | 0 | 0.0% |
| Caroline County | 1 | 1 | 0 | 0.0% |
| Kent County | 1 | 1 | 0 | 0.0% |
| Baltimore city | 1 | 0 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 23 applications in 2025, of which 19 were originated and 1 denied.
4.4% of all applications, or 5.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Nation One Mortgage originated in Maryland in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Nation One Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology