Mutual Security in Connecticut vs the state
2.7%Denial rate-14.70 pts vs state
3.6%Decision denial rate-17.98 pts vs state
71.2%Origination rate+10.79 pts vs state
6.38%Median rate-0.25 pts vs state
-0.24Rate spread (pts)-0.47 pts vs state
$148kMedian applicant income
79Loans originated
3Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 103 | 75 | 5.8% | 7.13% | #133 |
| 2024 | 94 | 79 | 2.1% | 7.99% | #165 |
| 2025 | 111 | 79 | 2.7% | 6.38% | #160 |
What Mutual Security lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Mutual Security applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09190 | 44 | 32 | 2 | 4.5% |
| 09140 | 27 | 17 | 0 | 0.0% |
| 09120 | 20 | 17 | 0 | 0.0% |
| 09170 | 9 | 4 | 1 | 11.1% |
| 09160 | 4 | 3 | 0 | 0.0% |
| 09110 | 4 | 4 | 0 | 0.0% |
| 09130 | 3 | 2 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 111 applications in 2025, of which 79 were originated and 3 denied.
2.7% of all applications, or 3.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Mutual Security originated in Connecticut in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Mutual Security's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology