Morton Community Bank · Florida · 2025

Morton Community Bank in Florida: approval rate, denial rate and rates (2025)

Morton Community Bank took 13 mortgage applications in Florida in 2025, ranking #843 of 1,993 lenders active in the state. It originated 76.9% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 21.1%.

13Applicationsin FL
0.0%Decision denial ratestate 27.2%
6.94%Median ratestate 6.63%
$385,000Median loanstate $255,000
$4.4MVolume6 counties

Morton Community Bank in Florida vs the state

0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
76.9%Origination rate+24.23 pts vs state
6.94%Median rate+0.31 pts vs state
0.37Rate spread (pts)+0.10 pts vs state
$268kMedian applicant income
10Loans originated
0Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
202318140.0%6.38%#854
202417130.0%7.38%#812
202513100.0%6.94%#843

What Morton Community Bank lends in Florida

By loan purpose

Home purchase 8 62% · 0.0% denied
Refinance 2 15% · 0.0% denied
Home improvement 1 8% · 0.0% denied
Other / HELOC 2 15% · 0.0% denied

By loan type

Conventional 13 100% · 0.0% denied

Where in Florida

Counties with the most Morton Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lee County 440 0.0%
Pinellas County 420 0.0%
Manatee County 210 0.0%
Indian River County 110 0.0%
Collier County 110 0.0%
Walton County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 13 applications in 2025, of which 10 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Morton Community Bank originated in Florida in 2025 was 6.94%, against a statewide median of 6.63%.

About this data. Figures are Morton Community Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology