Mortgageone in South Carolina vs the state
12.0%Denial rate-6.31 pts vs state
15.0%Decision denial rate-8.47 pts vs state
68.0%Origination rate+11.39 pts vs state
6.75%Median rate+0.25 pts vs state
0.09Rate spread (pts)-0.14 pts vs state
$98kMedian applicant income
17Loans originated
3Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 15 | 0.0% | 7.50% | #430 |
| 2024 | 22 | 17 | 0.0% | 6.88% | #426 |
| 2025 | 25 | 17 | 12.0% | 6.75% | #417 |
What Mortgageone lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Mortgageone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 4 | 3 | 0 | 0.0% |
| Georgetown County | 3 | 3 | 0 | 0.0% |
| Berkeley County | 3 | 2 | 0 | 0.0% |
| Beaufort County | 2 | 1 | 0 | 0.0% |
| Hampton County | 2 | 0 | 1 | 50.0% |
| Dorchester County | 2 | 2 | 0 | 0.0% |
| Horry County | 1 | 0 | 1 | 100.0% |
| Laurens County | 1 | 1 | 0 | 0.0% |
| Greenville County | 1 | 1 | 0 | 0.0% |
| Kershaw County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 25 applications in 2025, of which 17 were originated and 3 denied.
12.0% of all applications, or 15.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Mortgageone originated in South Carolina in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Mortgageone's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology