Mortgage Solutions of Colorado · South Carolina · 2025

Mortgage Solutions of Colorado in South Carolina: approval rate, denial rate and rates (2025)

Mortgage Solutions of Colorado took 288 mortgage applications in South Carolina in 2025, ranking #143 of 1,143 lenders active in the state. It originated 66.0% of them and denied 5.6% (6.8% of the applications it decided), against a statewide denial rate of 18.3%.

288Applicationsin SC
6.8%Decision denial ratestate 23.5%
7.75%Median ratestate 6.50%
$265,000Median loanstate $225,000
$54MVolume36 counties

Mortgage Solutions of Colorado in South Carolina vs the state

5.6%Denial rate-12.75 pts vs state
6.8%Decision denial rate-16.72 pts vs state
66.0%Origination rate+9.36 pts vs state
7.75%Median rate+1.25 pts vs state
0.93Rate spread (pts)+0.71 pts vs state
$87kMedian applicant income
190Loans originated
16Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232321387.3%7.75%#146
20243011995.0%7.13%#125
20252881905.6%7.75%#143

What Mortgage Solutions of Colorado lends in South Carolina

By loan purpose

Home purchase 196 68% · 4.6% denied
Refinance 51 18% · 9.8% denied
Cash-out refinance 41 14% · 4.9% denied

By loan type

Conventional 11 4% · 0.0% denied
FHA 43 15% · 4.7% denied
VA 232 81% · 6.0% denied
USDA / RHS 2 1% · 0.0% denied

Why it denied South Carolina applicants

Credit history 10 63%
Debt-to-income ratio 3 19%
Employment history 2 13%
Collateral 1 6%

Where in South Carolina

Counties with the most Mortgage Solutions of Colorado applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Richland County 50295 10.0%
Aiken County 31193 9.7%
Lexington County 29202 6.9%
Spartanburg County 25190 0.0%
Sumter County 21112 9.5%
Horry County 21132 9.5%
Berkeley County 1291 8.3%
Florence County 1060 0.0%
Greenville County 1050 0.0%
Anderson County 970 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 288 applications in 2025, of which 190 were originated and 16 denied.

5.6% of all applications, or 6.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Mortgage Solutions of Colorado originated in South Carolina in 2025 was 7.75%, against a statewide median of 6.50%.

About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology