Mortgage Investors Group in Virginia vs the state
10.5%Denial rate-5.41 pts vs state
12.1%Decision denial rate-8.13 pts vs state
71.1%Origination rate+11.53 pts vs state
6.63%Median rate0.00 pts vs state
0.43Rate spread (pts)+0.21 pts vs state
$64kMedian applicant income
27Loans originated
4Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 58 | 34 | 19.0% | 6.63% | #345 |
| 2025 | 38 | 27 | 10.5% | 6.63% | #408 |
What Mortgage Investors Group lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Mortgage Investors Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 13 | 8 | 2 | 15.4% |
| Scott County | 11 | 9 | 1 | 9.1% |
| Lee County | 2 | 0 | 0 | 0.0% |
| Bristol city | 2 | 2 | 0 | 0.0% |
| Henry County | 1 | 1 | 0 | 0.0% |
| Middlesex County | 1 | 1 | 0 | 0.0% |
| Roanoke County | 1 | 0 | 0 | 0.0% |
| Tazewell County | 1 | 1 | 0 | 0.0% |
| Norfolk city | 1 | 1 | 0 | 0.0% |
| Galax city | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 38 applications in 2025, of which 27 were originated and 4 denied.
10.5% of all applications, or 12.1% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Mortgage Investors Group originated in Virginia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Investors Group's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology