Mortgage Investors Group · South Carolina · 2025

Mortgage Investors Group in South Carolina: approval rate, denial rate and rates (2025)

Mortgage Investors Group took 85 mortgage applications in South Carolina in 2025, ranking #275 of 1,143 lenders active in the state. It originated 69.4% of them and denied 5.9% (6.7% of the applications it decided), against a statewide denial rate of 18.3%.

85Applicationsin SC
6.7%Decision denial ratestate 23.5%
6.75%Median ratestate 6.50%
$295,000Median loanstate $225,000
$19MVolume18 counties

Mortgage Investors Group in South Carolina vs the state

5.9%Denial rate-12.43 pts vs state
6.7%Decision denial rate-16.80 pts vs state
69.4%Origination rate+12.80 pts vs state
6.75%Median rate+0.25 pts vs state
0.36Rate spread (pts)+0.14 pts vs state
$111kMedian applicant income
59Loans originated
5Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023664212.1%7.13%#284
2024502812.0%6.75%#321
202585595.9%6.75%#275

What Mortgage Investors Group lends in South Carolina

By loan purpose

Home purchase 55 65% · 5.5% denied
Refinance 24 28% · 4.2% denied
Cash-out refinance 6 7% · 16.7% denied

By loan type

Conventional 54 64% · 7.4% denied
FHA 18 21% · 5.6% denied
VA 7 8% · 0.0% denied
USDA / RHS 6 7% · 0.0% denied

Why it denied South Carolina applicants

Credit history 2 40%
Insufficient cash 1 20%
Collateral 1 20%
Debt-to-income ratio 1 20%

Where in South Carolina

Counties with the most Mortgage Investors Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Horry County 45303 6.7%
Georgetown County 550 0.0%
Darlington County 540 0.0%
Dorchester County 521 20.0%
York County 430 0.0%
Anderson County 440 0.0%
Lexington County 210 0.0%
Laurens County 210 0.0%
Berkeley County 201 50.0%
Spartanburg County 210 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 85 applications in 2025, of which 59 were originated and 5 denied.

5.9% of all applications, or 6.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Mortgage Investors Group originated in South Carolina in 2025 was 6.75%, against a statewide median of 6.50%.

About this data. Figures are Mortgage Investors Group's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology