Mortgage Center L.c in Florida vs the state
16.1%Denial rate-4.93 pts vs state
20.8%Decision denial rate-6.41 pts vs state
61.3%Origination rate+8.60 pts vs state
6.50%Median rate-0.13 pts vs state
0.24Rate spread (pts)-0.03 pts vs state
$156kMedian applicant income
19Loans originated
5Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 12 | 18.2% | 5.81% | #801 |
| 2024 | 21 | 12 | 4.8% | 6.50% | #765 |
| 2025 | 31 | 19 | 16.1% | 6.50% | #683 |
What Mortgage Center L.c lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Mortgage Center L.c applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 5 | 5 | 0 | 0.0% |
| Palm Beach County | 3 | 2 | 0 | 0.0% |
| Pinellas County | 3 | 3 | 0 | 0.0% |
| Marion County | 2 | 1 | 0 | 0.0% |
| Orange County | 2 | 1 | 1 | 50.0% |
| Manatee County | 2 | 1 | 1 | 50.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
| Volusia County | 1 | 0 | 0 | 0.0% |
| Collier County | 1 | 1 | 0 | 0.0% |
| St. Johns County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 31 applications in 2025, of which 19 were originated and 5 denied.
16.1% of all applications, or 20.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Mortgage Center L.c originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Center L.c's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology