Mission Loans in Maryland vs the state
1.0%Denial rate-17.81 pts vs state
5.7%Decision denial rate-18.47 pts vs state
12.9%Origination rate-42.80 pts vs state
8.50%Median rate+1.88 pts vs state
2.06Rate spread (pts)+1.81 pts vs state
$95kMedian applicant income
39Loans originated
3Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 4 | 1.9% | 6.50% | #283 |
| 2024 | 114 | 15 | 2.6% | 8.38% | #199 |
| 2025 | 302 | 39 | 1.0% | 8.50% | #126 |
What Mission Loans lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Mission Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 76 | 8 | 1 | 1.3% |
| Montgomery County | 52 | 9 | 1 | 1.9% |
| Baltimore County | 29 | 3 | 0 | 0.0% |
| Anne Arundel County | 28 | 5 | 1 | 3.6% |
| Baltimore city | 18 | 0 | 0 | 0.0% |
| Harford County | 13 | 2 | 0 | 0.0% |
| Frederick County | 13 | 2 | 0 | 0.0% |
| Charles County | 11 | 0 | 0 | 0.0% |
| Howard County | 11 | 1 | 0 | 0.0% |
| Cecil County | 8 | 2 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 302 applications in 2025, of which 39 were originated and 3 denied.
1.0% of all applications, or 5.7% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Mission Loans originated in Maryland in 2025 was 8.50%, against a statewide median of 6.63%.
About this data. Figures are Mission Loans's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology