Millennium Financial Group in Maryland vs the state
4.8%Denial rate-13.97 pts vs state
5.4%Decision denial rate-18.75 pts vs state
84.8%Origination rate+29.12 pts vs state
6.50%Median rate-0.13 pts vs state
0.23Rate spread (pts)-0.01 pts vs state
$84kMedian applicant income
123Loans originated
7Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 133 | 102 | 5.3% | 6.63% | #180 |
| 2024 | 196 | 162 | 7.1% | 6.63% | #154 |
| 2025 | 145 | 123 | 4.8% | 6.50% | #196 |
What Millennium Financial Group lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Millennium Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Garrett County | 55 | 48 | 1 | 1.8% |
| Washington County | 41 | 38 | 2 | 4.9% |
| Frederick County | 18 | 15 | 1 | 5.6% |
| Allegany County | 9 | 8 | 0 | 0.0% |
| Prince George's County | 9 | 6 | 1 | 11.1% |
| Montgomery County | 5 | 3 | 0 | 0.0% |
| Baltimore city | 2 | 0 | 2 | 100.0% |
| Carroll County | 2 | 1 | 0 | 0.0% |
| Anne Arundel County | 1 | 1 | 0 | 0.0% |
| Charles County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 145 applications in 2025, of which 123 were originated and 7 denied.
4.8% of all applications, or 5.4% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Millennium Financial Group originated in Maryland in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Millennium Financial Group's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology