Milend in South Carolina vs the state
15.6%Denial rate-2.71 pts vs state
46.3%Decision denial rate+22.85 pts vs state
16.3%Origination rate-40.30 pts vs state
6.25%Median rate-0.25 pts vs state
0.40Rate spread (pts)+0.18 pts vs state
$71kMedian applicant income
46Loans originated
44Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 190 | 51 | 9.5% | 6.63% | #168 |
| 2024 | 199 | 49 | 11.1% | 6.25% | #174 |
| 2025 | 282 | 46 | 15.6% | 6.25% | #144 |
What Milend lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Milend applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 33 | 8 | 6 | 18.2% |
| Spartanburg County | 29 | 9 | 3 | 10.3% |
| Horry County | 22 | 4 | 3 | 13.6% |
| Lexington County | 19 | 3 | 1 | 5.3% |
| Greenville County | 17 | 1 | 1 | 5.9% |
| Charleston County | 15 | 0 | 2 | 13.3% |
| York County | 14 | 1 | 3 | 21.4% |
| Berkeley County | 13 | 0 | 2 | 15.4% |
| Anderson County | 12 | 2 | 0 | 0.0% |
| Aiken County | 10 | 1 | 3 | 30.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 282 applications in 2025, of which 46 were originated and 44 denied.
15.6% of all applications, or 46.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Milend originated in South Carolina in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Milend's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology