Mid Penn Bank in Florida vs the state
6.7%Denial rate-14.39 pts vs state
6.7%Decision denial rate-20.57 pts vs state
93.3%Origination rate+40.64 pts vs state
7.38%Median rate+0.75 pts vs state
0.57Rate spread (pts)+0.30 pts vs state
$209kMedian applicant income
14Loans originated
1Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 13 | 6.3% | 6.99% | #870 |
| 2024 | 13 | 7 | 7.7% | 7.13% | #870 |
| 2025 | 15 | 14 | 6.7% | 7.38% | #821 |
What Mid Penn Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Mid Penn Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sarasota County | 3 | 3 | 0 | 0.0% |
| Pinellas County | 3 | 2 | 1 | 33.3% |
| Osceola County | 2 | 2 | 0 | 0.0% |
| Manatee County | 2 | 2 | 0 | 0.0% |
| Martin County | 1 | 1 | 0 | 0.0% |
| Palm Beach County | 1 | 1 | 0 | 0.0% |
| Collier County | 1 | 1 | 0 | 0.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
| Hillsborough County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 15 applications in 2025, of which 14 were originated and 1 denied.
6.7% of all applications, or 6.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Mid Penn Bank originated in Florida in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Mid Penn Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology