Meridian Bank · Indiana · 2025

Meridian Bank in Indiana: approval rate, denial rate and rates (2025)

Meridian Bank took 16 mortgage applications in Indiana in 2025, ranking #489 of 1,025 lenders active in the state. It originated 68.8% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.6%.

16Applicationsin IN
0.0%Decision denial ratestate 20.1%
6.63%Median ratestate 6.75%
$175,000Median loanstate $155,000
$2.3MVolume7 counties

Meridian Bank in Indiana vs the state

0.0%Denial rate-16.57 pts vs state
0.0%Decision denial rate-20.14 pts vs state
68.8%Origination rate+6.50 pts vs state
6.63%Median rate-0.13 pts vs state
0.37Rate spread (pts)0.00 pts vs state
$58kMedian applicant income
11Loans originated
0Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231080.0%6.88%#521
202421174.8%6.63%#449
202516110.0%6.63%#489

What Meridian Bank lends in Indiana

By loan purpose

Home purchase 15 94% · 0.0% denied
Cash-out refinance 1 6% · 0.0% denied

By loan type

Conventional 5 31% · 0.0% denied
FHA 3 19% · 0.0% denied
VA 2 13% · 0.0% denied
USDA / RHS 6 38% · 0.0% denied

Where in Indiana

Counties with the most Meridian Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Washington County 630 0.0%
Scott County 430 0.0%
Vanderburgh County 210 0.0%
Greene County 110 0.0%
Allen County 110 0.0%
Clark County 110 0.0%
Floyd County 110 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 16 applications in 2025, of which 11 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Meridian Bank originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.

About this data. Figures are Meridian Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology