MassMutual Federal Credit Union in New Jersey vs the state
16.7%Denial rate-1.02 pts vs state
16.7%Decision denial rate-6.38 pts vs state
83.3%Origination rate+27.65 pts vs state
7.25%Median rate+0.50 pts vs state
0.06Rate spread (pts)-0.22 pts vs state
$186kMedian applicant income
5Loans originated
1Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 3 | 40.0% | 6.50% | #611 |
| 2024 | 6 | 4 | 16.7% | 8.25% | #575 |
| 2025 | 6 | 5 | 16.7% | 7.25% | #578 |
What MassMutual Federal Credit Union lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most MassMutual Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Morris County | 3 | 3 | 0 | 0.0% |
| Gloucester County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 6 applications in 2025, of which 5 were originated and 1 denied.
16.7% of all applications, or 16.7% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans MassMutual Federal Credit Union originated in New Jersey in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are MassMutual Federal Credit Union's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology