Manasquan Bank in New Jersey vs the state
9.5%Denial rate-8.23 pts vs state
10.6%Decision denial rate-12.44 pts vs state
76.0%Origination rate+20.32 pts vs state
7.00%Median rate+0.25 pts vs state
0.28Rate spread (pts)0.00 pts vs state
$181kMedian applicant income
643Loans originated
80Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 798 | 616 | 7.4% | 6.88% | #67 |
| 2024 | 791 | 613 | 8.6% | 7.25% | #72 |
| 2025 | 846 | 643 | 9.5% | 7.00% | #73 |
What Manasquan Bank lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Manasquan Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monmouth County | 447 | 352 | 40 | 8.9% |
| Ocean County | 274 | 199 | 30 | 10.9% |
| Middlesex County | 34 | 24 | 4 | 11.8% |
| Union County | 14 | 10 | 3 | 21.4% |
| Essex County | 12 | 11 | 0 | 0.0% |
| Somerset County | 8 | 6 | 0 | 0.0% |
| Morris County | 8 | 7 | 0 | 0.0% |
| Bergen County | 7 | 7 | 0 | 0.0% |
| Hudson County | 7 | 5 | 0 | 0.0% |
| Mercer County | 6 | 5 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 846 applications in 2025, of which 643 were originated and 80 denied.
9.5% of all applications, or 10.6% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Manasquan Bank originated in New Jersey in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Manasquan Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology