M&T Realty Capital in Indiana vs the state
0.0%Denial rate-16.57 pts vs state
0.0%Decision denial rate-20.14 pts vs state
77.8%Origination rate+15.53 pts vs state
—Median rate
—Rate spread (pts)
—Median applicant income
7Loans originated
0Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 9 | 0.0% | — | #532 |
| 2024 | 8 | 8 | 0.0% | — | #549 |
| 2025 | 9 | 7 | 0.0% | — | #551 |
What M&T Realty Capital lends in Indiana
By loan purpose
By loan type
Where in Indiana
Counties with the most M&T Realty Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 2 | 2 | 0 | 0.0% |
| Howard County | 1 | 1 | 0 | 0.0% |
| Hamilton County | 1 | 0 | 0 | 0.0% |
| St. Joseph County | 1 | 1 | 0 | 0.0% |
| Bartholomew County | 1 | 0 | 0 | 0.0% |
| Hendricks County | 1 | 1 | 0 | 0.0% |
| Vanderburgh County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 9 applications in 2025, of which 7 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are M&T Realty Capital's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology