Longbridge Financial in Florida vs the state
16.0%Denial rate-5.09 pts vs state
20.7%Decision denial rate-6.50 pts vs state
53.6%Origination rate+0.90 pts vs state
6.25%Median rate-0.38 pts vs state
—Rate spread (pts)
$33kMedian applicant income
396Loans originated
118Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 550 | 333 | 16.7% | 7.51% | #220 |
| 2024 | 628 | 380 | 15.5% | 7.06% | #206 |
| 2025 | 739 | 396 | 16.0% | 6.25% | #192 |
What Longbridge Financial lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 93 | 40 | 19 | 20.4% |
| Palm Beach County | 88 | 35 | 14 | 15.9% |
| Broward County | 69 | 37 | 12 | 17.4% |
| Pinellas County | 33 | 19 | 6 | 18.2% |
| Marion County | 32 | 16 | 6 | 18.8% |
| Brevard County | 27 | 12 | 4 | 14.8% |
| Orange County | 26 | 14 | 6 | 23.1% |
| Duval County | 25 | 19 | 0 | 0.0% |
| St. Lucie County | 24 | 14 | 3 | 12.5% |
| Sarasota County | 23 | 11 | 7 | 30.4% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 739 applications in 2025, of which 396 were originated and 118 denied.
16.0% of all applications, or 20.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Longbridge Financial originated in Florida in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology