Logan Finance in California vs the state
6.3%Denial rate-11.16 pts vs state
8.6%Decision denial rate-13.81 pts vs state
65.6%Origination rate+9.41 pts vs state
7.00%Median rate+0.37 pts vs state
0.63Rate spread (pts)+0.36 pts vs state
$474kMedian applicant income
933Loans originated
89Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 409 | 273 | 4.9% | 8.25% | #252 |
| 2024 | 1,066 | 778 | 3.3% | 7.50% | #148 |
| 2025 | 1,422 | 933 | 6.3% | 7.00% | #134 |
What Logan Finance lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Logan Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 690 | 478 | 22 | 3.2% |
| Orange County | 202 | 138 | 9 | 4.5% |
| San Diego County | 153 | 98 | 9 | 5.9% |
| Riverside County | 60 | 41 | 2 | 3.3% |
| San Bernardino County | 40 | 24 | 3 | 7.5% |
| Ventura County | 36 | 26 | 2 | 5.6% |
| Santa Clara County | 26 | 15 | 5 | 19.2% |
| Alameda County | 25 | 16 | 3 | 12.0% |
| Kern County | 24 | 12 | 4 | 16.7% |
| Fresno County | 18 | 12 | 2 | 11.1% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 1,422 applications in 2025, of which 933 were originated and 89 denied.
6.3% of all applications, or 8.6% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Logan Finance originated in California in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Logan Finance's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology