LoanUnited.com in South Carolina vs the state
6.5%Denial rate-11.85 pts vs state
14.4%Decision denial rate-9.06 pts vs state
38.0%Origination rate-18.59 pts vs state
6.13%Median rate-0.38 pts vs state
-0.16Rate spread (pts)-0.38 pts vs state
$93kMedian applicant income
100Loans originated
17Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 129 | 34 | 11.6% | 7.00% | #214 |
| 2024 | 188 | 85 | 1.1% | 5.99% | #178 |
| 2025 | 263 | 100 | 6.5% | 6.13% | #154 |
What LoanUnited.com lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 50 | 21 | 2 | 4.0% |
| Greenville County | 27 | 13 | 3 | 11.1% |
| Horry County | 23 | 7 | 5 | 21.7% |
| Spartanburg County | 21 | 7 | 2 | 9.5% |
| Berkeley County | 19 | 3 | 1 | 5.3% |
| Lexington County | 16 | 8 | 0 | 0.0% |
| Dorchester County | 13 | 4 | 1 | 7.7% |
| Beaufort County | 12 | 4 | 1 | 8.3% |
| Aiken County | 11 | 7 | 0 | 0.0% |
| York County | 9 | 3 | 1 | 11.1% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 263 applications in 2025, of which 100 were originated and 17 denied.
6.5% of all applications, or 14.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans LoanUnited.com originated in South Carolina in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology