Linkbank in Virginia vs the state
11.1%Denial rate-4.83 pts vs state
12.3%Decision denial rate-7.99 pts vs state
71.8%Origination rate+12.27 pts vs state
—Median rate
—Rate spread (pts)
$151kMedian applicant income
84Loans originated
13Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 72 | 57 | 13.9% | — | #317 |
| 2025 | 117 | 84 | 11.1% | — | #272 |
What Linkbank lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Linkbank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spotsylvania County | 41 | 28 | 5 | 12.2% |
| Fredericksburg city | 21 | 17 | 1 | 4.8% |
| Stafford County | 13 | 10 | 0 | 0.0% |
| Fairfax County | 7 | 6 | 1 | 14.3% |
| Orange County | 7 | 4 | 2 | 28.6% |
| King George County | 5 | 2 | 1 | 20.0% |
| Caroline County | 5 | 3 | 2 | 40.0% |
| Henrico County | 2 | 2 | 0 | 0.0% |
| Westmoreland County | 2 | 1 | 1 | 50.0% |
| Fauquier County | 2 | 2 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 117 applications in 2025, of which 84 were originated and 13 denied.
11.1% of all applications, or 12.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Linkbank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology